About

Florida workers comp, without the runaround

We focus on the contractors most agencies avoid — roofing, construction, trees, and other high-risk trades.

WorkCompTeam Florida high-risk workers comp shield logo
WorkCompTeam is a Florida-focused workers’ compensation resource for high-risk contractors. We help you request quote reviews, understand exemptions and class codes, and get the certificates of insurance general contractors ask for — in plain English. We are not a law firm or an insurance carrier, and this site is not legal or insurance advice.
  • Florida-focused: rules follow Florida Statutes Chapter 440.
  • We specialize in declined and hard-to-place trades like roofing.
  • We coordinate quote reviews — carriers and the state set price and eligibility.
  • We help with exemptions, class codes and COIs.
  • We serve contractors across South and Central Florida.

Most agencies quietly avoid the trades carriers label “high-risk.” WorkCompTeam does the opposite — it exists specifically for roofers, builders and other contractors who have been declined, non-renewed or overcharged. Our role is to translate Florida’s workers’ comp rules into plain English and line up a clean quote review, so you can make an informed decision quickly.

How to request a Florida workers comp quote review

  1. 1. Tell us about your businessShare your trade, city, payroll size and how many employees or subcontractors you use.
  2. 2. We line up a clean comparisonWe organize and classify your details so carriers can quote the same scope, apples-to-apples.
  3. 3. You review your optionsYou get a straight look at your Florida workers’ comp options — no pressure, no obligation.

Authority: Florida workers’ compensation is governed by Florida Statutes Chapter 440 and administered by the Florida Division of Workers’ Compensation. See also our workers comp services and Florida workers comp FAQ.

Who we are

WorkCompTeam is a Florida-focused workers compensation resource for high-risk contractors. We help you request quote reviews, understand exemptions and class codes, and get the certificates general contractors ask for — in plain English.

We are not a law firm and this is not legal or insurance advice. WorkCompTeam is a referral service, not an insurer and not a licensed agency: qualified requests are routed to our licensed placement partner, Southeast Personnel Leasing, Inc. (SPLI), a Florida professional employer organization. SPLI quotes, binds and issues coverage. Coverage, eligibility, and pricing are determined by licensed carriers and the state of Florida.

What we focus on

✅ Roofing & declined trades
✅ Exemption & class-code clarity
✅ COI support for GCs
✅ South & Central Florida

Ready for a straight quote review?

Florida-focused workers comp help for high-risk contractors — no pressure.

Get My Free Quote Review

People Also Ask

Is WorkCompTeam an insurance carrier?

No. WorkCompTeam provides Florida-focused informational guidance and connects contractors with workers’ compensation quote reviews. Coverage, eligibility and pricing are determined by licensed carriers and the state of Florida.

What areas of Florida does WorkCompTeam serve?

We help contractors across South and Central Florida — from the Treasure Coast through Palm Beach and Broward down to Miami-Dade — including Port St Lucie, West Palm Beach, Fort Lauderdale and Miami.

Does WorkCompTeam give legal or insurance advice?

No. We share plain-English, general information about how Florida workers’ compensation works and coordinate quote reviews. For binding advice, licensed carriers, agents and the state of Florida are the authorities.

Last updated: July 2026 · WorkCompTeam — Florida workers’ compensation lead generation. Not legal or insurance advice.